It takes a Team! Navigating the world of aging well takes a team approach. The members of your team should include legal, financial and tax advisers, as well as someone to help you navigate the myriad of rules and services associated with the health and home care industry.
Ideally, your professionals should work together for your best interest. If you begin with the financial solution without taking into consideration the tax and legal consequences, you could be at risk! Once you are educated on what it will cost to retire and live well, you will be able to evaluate your legal, financial and healthcare choices. What follows are online resources that may be of use to the elderly, their caregivers, and their adult children.
We appreciate any feedback you may have on what to add, subtract or revise.
The following list is long and likely incomplete. Our hope is that it gives you some direction in making the decisions that lie ahead.
Life is short, plan well!
Medicare.gov An all-purpose site with interactive tools for planning and paying for long-term care and choosing among drug plans. Includes searchable inspection results, good and bad, for the all the nation’s skilled nursing facilities.
NIHSeniorHealth.gov A collaboration of the National Institutes of Health and the National Library of Medicine that provides authoritative information on all diseases and disorders of old age.
National Institute on Aging Describes ongoing research on aging and lists clinical trials seeking participants.
U.S. Administration on Aging Brief fact sheets on aging and links to outside resources for an assortment of caregiving issues, including financial planning, residential options, in-home services, case management and the law.
Govbenefits.gov A tool to help determine benefit eligibility for a variety of federally funded government programs.
San Diego County Aging and Independent Services AIS provides services to older adults, people with disabilities and their family members, to help keep clients safely in their homes, promote healthy and vital living, and publicize positive contributions made by older adults and persons with disabilities.
Legal and Financial Sites
Elder Law and Advocacy Free legal services to residents of San Diego over the age of 60. The basic service provided to seniors consists of a 30 minute counsel and advice session with an attorney licensed in the State of California. Attorneys of Senior Legal Services are able to advise about a wide range of legal issues, including financial elder abuse, landlord/tenant problems, contractual disputes, consumer issues, and benefits problems.
CNN’s Retirement Planner This tool helps you estimate how well your savings program is preparing you for retirement.
Benefits Check Up The National Council on Aging developed this search tool to determine eligibility for 1,300 benefit programs that help pay for medications, health care, utilities and so forth.
State Long-Term Care Ombudsman The National Long-term Care Ombudsman Resource Center can connect you to state and local resources such as Citizen advocacy groups, ombudsmen, state agencies and other resources that might be able to help.
California Advocates for Nursing Home Reform (CANHR) a statewide nonprofit dedicated to improving the choices, care and quality of life for California’s long term care consumers.