Solo Aging and the Challenges It Brings

For some seniors in the baby boomer generation aging brings with it new challenges in the form of solo aging. A “solo ager” is a senior who has no children and no younger (or healthier) family members to assist them as they age. As in generations before, baby boomers are living longer and healthier lives [...]

March 5th, 2019|

The Cost of Second Wedded Bliss

When people marry for the second time (or more), losing assets to pay for their new spouse’s serious illness is probably the last thing on their minds when they say “I do.” But that could happen. Current costs for long-term care facilities can run between $70,000 – $150,000 annually. According to Longtermcare.gov, studies show that 70% [...]

January 31st, 2019|

Five Simple Things That Can Help You Live Longer

It is no secret that a healthy lifestyle has a significant impact on your well-being and the earlier you implement a healthy lifestyle strategy, the greater the potential benefit regarding your longevity. Your lifespan can be increased by as much as 14 years for a woman and 12.2 years for a man according to the American [...]

January 22nd, 2019|

Understanding When To Take Social Security Benefits

The Social Security Administration has changed the formularies for benefit payouts. Seniors and near seniors need to understand what these changes are in order to optimize their benefit. If you are sixty years of age or more you are in the forefront of a big change in social security. The full retirement age (FRA), when you can collect [...]

November 9th, 2018|

The Fiduciary Rule. What it is, why it matters, and why the Government will no longer be enforcing it

On March 15, 2018, the Fifth Circuit Court of Appeals ruled that the United States Labor Department acted outside of its authority by creating the fiduciary rule and no longer has authority to enforce this Obama-era protection for retirement savers. The fiduciary rule required financial advisors to act solely in their clients’ best interest as [...]

August 17th, 2018|