America’s veterans deserve the best health care and compensation system we can provide.”
Non-Service Connected Pensions
While there are several different commonly known types of VA benefits available, most people are unaware of the non-service connected benefits available to our senior citizen veterans and their spouses. The three pensions available are the Basic Service Pension, Housebound benefits and Aid and Attendance benefits.
Could you use an extra $1,000-$2,000 per month
for medical expenses?
If you meet certain income and net worth limits, veterans or widow(er)s of veterans are entitled to an Improved Pension which provides a special monthly pension to offset the cost of necessary health care.
Often, the additional income received from the VA will allow you to stay in your home or in assisted living longer and avoid going to a nursing home before it is medically necessary!
Basic Eligibility Criteria for Housebound and Aid and Attendance
A person must meet certain criteria to be eligible for either type of benefit. You may qualify for benefits if you or your spouse served the United States Military for at least 90 days of consecutive active duty service, one day of which must have been during a war-time period as defined by Congress any of the following periods:
WWII …………………………….. December 7, 1941 – December 31, 1946
Korea ……………………………… June 27, 1950 – January 31, 1955
Vietnam…………………………… August 5, 1964 – May 7, 1975
Vietnam in Country…………… February 28, 1961 – May 7, 1975
Gulf War………………………….. August 2, 1990 through date to be
set by law by Presidential Proclamation
In addition, all of the following conditions must be present:
- the veteran must have received an honorable or general discharge (not dishonorable)
- the claimant must have limited income and assets available
- the veteran or widow signs an application and provides the application to the Veteran’s Administration
- the claimant must have a permanent disability at the time of application
Benefits are available to a veteran, or widow(er) of a veteran, who is:
- blind living in a nursing home; OR
- unable to dress/undress or keep self clean and presentable, unable to attend the wants of nature; OR
- has a physical or mental incapacity that requires assistance on a regular basis to protect claimant from daily environmental hazards.
Veteran’s Basic, Housebound & Aid and Attendance Rates (effective Jan. 1, 2019)
Maximum Annual Pension Rate (MAPR)
|If you are a…||Your annual Pension could be as much as…|
|Single Veteran||$1,881/month or $22,577/year|
|A&A With One Dependent||$2,230/month or $26,766/year|
|Married Veterans, both in need of A&A||$2,984/month or $35,813/year|
|Surviving Spouse||$1,209/month or $13,836/year|
Unreimbursed medical expenses are also subject to a deductible equal to 5% of MAPR for the basic pension
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Once a veteran reaches age 65, you meet the medical
requirement to receive this first level of the Service Pension.
The VA considers you permanently and totally disabled regardless of your physical fitness!
This benefit is available to a veteran or widow(er) of a veteran who is determined to be disabled and is essentially confined to the home. The two ways to prove entitlement include:
- claimant is substantially confined to his or her dwelling and immediate premises which will continue throughout veteran’s lifetime, OR
- a single permanent disability rated as 100% disabling under the VA schedule and confined to the dwelling, or a 100% disability with another 60% disability, regardless of whether or not the person is confined to the dwelling.